About the Role
Moniepoint is a leading financial technology company digitising Africa's real economy by building a comprehensive financial ecosystem for businesses and consumers. We are seeking a data-driven, impact-oriented Senior Data Scientist to power our consumer lending decisions at scale, shaping how we underwrite and retain millions of customers across Nigeria and the broader African market.
Key Responsibilities- Develop and deploy advanced credit scoring, affordability, and behavioural models to support underwriting, pricing, and collections.
- Design and run robust experiments to optimise approval rates, loss rates, and overall portfolio profitability.
- Partner closely with product squads to embed critical decision logic seamlessly into real-time systems.
- Ensure data quality, strict regulatory compliance, and the ethical use of machine learning models across all decisioning processes.
- Provide strategic insights to optimise outcomes in collections management, user churn prevention, and long-term customer retention.
- Bachelor's degree or higher in a quantitative field such as Statistics, Mathematics, or Engineering.
- Minimum of 5 years of professional experience in data science, decision science, or risk analytics within the financial services sector.
- Strong working knowledge of credit risk management, consumer lending principles, and relevant regulatory frameworks.
- Proficiency in SQL alongside at least one core programming language like Python or R.
- Demonstrated expertise in A/B testing, machine learning applications, and predictive modelling.
- Competitive salary with attractive monthly bonuses, comprehensive health insurance, and pension contributions.
- A people-first company culture that prioritizes team well-being, open communication, and mutual respect.
- Dynamic learning and development environment featuring regular technical talks and mentorship opportunities.