Senior Business Development Officer

About the Role

Carbon is a leading digital financial services platform dedicated to empowering individuals and businesses with access to credit, seamless payments, and high-yield investments. Operating across Nigeria, Ghana, and Kenya, we are looking for a driven Senior Business Development Officer to join our field team and help expand our footprint. In this high-impact role, you will serve as the face of Carbon in your territory, forging strategic partnerships and driving business growth.

• Acquire new retail and SME customers through targeted field outreach, direct marketing, and merchant visits.
• Achieve and exceed monthly loan disbursement, portfolio quality, and collection targets.
• Build and maintain strong relationships with community leaders, market associations, and key stakeholders.
• Onboard SME clients onto Carbon Business solutions and conduct preliminary credit assessments.
• Ensure strict compliance with KYC and AML onboarding procedures while submitting daily field reports via our internal applications.
• Gather actionable market intelligence and competitor insights to support regional growth strategies.

Bachelor's degree or HND in any discipline with a minimum of 5 years of proven experience in field sales, microfinance, or direct operations.
• Exceptional communication skills in English and proficiency in relevant local languages.
• High level of comfort using smartphones, mobile lending platforms, and digital tools.
• Demonstrated resilience and willingness to engage in daily field-based operations across Lagos, Abuja, or Port Harcourt.
• Prior experience with credit scoring tools and existing networks within local target communities will be a strong advantage.

• Competitive salary with performance-based bonuses and incentives.
• Comprehensive health insurance and wellness benefits.
• Opportunities for rapid career progression within a fast-growing fintech ecosystem.
• Continuous professional development and mentorship from industry leaders.

Skills