Relationship Manager – Retail Banking

Maurice Xandra Solutions | Lagos, Nigeria

Full-Time Posted today 0 views

About the Role

Maurice Xandra Solutions is seeking a results-driven and customer-focused Relationship Manager to join the retail banking division of our esteemed client. In this dynamic role, you will play a pivotal part in driving business growth, expanding our retail customer base, and fostering long-term financial partnerships. If you possess a strong background in financial services sales and a passion for delivering exceptional customer experiences, we invite you to apply and advance your career with a leading institution in Nigeria.

Key Responsibilities
  • Acquire new retail banking customers and actively grow and manage the assigned customer portfolio.
  • Promote a diverse suite of banking products, including savings and current accounts, fixed deposits, and consumer loans.
  • Drive aggressive deposit mobilization, focusing on low-cost deposits and increased transaction volumes.
  • Build and maintain robust customer relationships to enhance retention, loyalty, and overall satisfaction.
  • Identify individual customer financial needs and recommend suitable products and services.
  • Market retail loan products, support thorough credit assessments, and monitor timely loan repayments.
  • Drive customer enrolment and active, daily usage of digital banking platforms.
  • Monitor portfolio performance, identify emerging business opportunities, and consistently achieve assigned targets.
  • Ensure strict compliance with Central Bank of Nigeria regulations, KYC policies, AML guidelines, and other statutory requirements.
  • Maintain accurate customer records and submit comprehensive periodic performance reports to management.
Qualifications
  • Bachelor’s degree in Business Administration, Finance, Marketing, Economics, or a related discipline.
  • Minimum of five years of proven experience in sales, specifically within the banking or financial services sector.
  • Demonstrated track record of consistently meeting or exceeding aggressive sales and revenue targets.
  • Comprehensive knowledge of retail banking products, deposit mobilization strategies, and consumer lending processes.
  • Exceptional sales, relationship management, negotiation, communication, and interpersonal skills.
  • Results-driven mindset complemented by strong analytical, problem-solving, and attention-to-detail capabilities.
  • Possession of relevant professional certifications will be considered an added advantage.
Benefits
  • Competitive salary package with attractive performance-based bonuses and commission structures.
  • Comprehensive health insurance and medical coverage.
  • Opportunities for continuous professional development, specialized training, and career advancement.
  • A collaborative, inclusive, and fast-paced work environment that recognizes and rewards excellence.

Skills

Retail Banking Relationship Management Deposit Mobilization Consumer Lending Sales Customer Service KYC/AML Compliance Financial Analysis
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