About the Role
SycamoreNG is a fast-growing financial lending and investment company committed to making financial services accessible and convenient across Nigeria. We are seeking a driven Product Manager for Lending & Credit to lead the strategy, development, and scaling of our digital lending products. In this role, you will champion responsible lending, optimize credit scoring systems, and integrate credit as a core acquisition and retention engine within our expanding super app ecosystem.
Key Responsibilities- Drive full loan automation, including advanced features such as loan fines, flexible overdrafts, and collateralized loan management.
- Design and implement proprietary credit scoring systems alongside automated loan collection and repayment workflows.
- Collaborate with engineering, risk, and finance teams to ensure strict compliance with Nigerian regulatory requirements and company risk policies.
- Strategize and execute product features that transition credit users into active participants in other super app verticals like savings and investments.
- Define and monitor critical product KPIs including loan approval rates, portfolio yield, repayment metrics, and customer acquisition costs.
- Manage the end-to-end product lifecycle from market research and prototyping to launch and continuous optimization.
- Bachelor's degree in Business, Computer Science, Engineering, or a related field.
- Minimum of 3 years of product management experience, preferably within the fintech or digital lending sector.
- Deep expertise in credit scoring models, risk assessment, automated decisioning engines, and collections strategy.
- Proficiency in Agile methodologies, Lean product development, and collaboration tools like Jira and Trello.
- Basic technical capabilities including SQL data extraction, prototyping, and familiarity with analytics platforms like Mixpanel or Google Analytics.
- Exceptional cross-functional collaboration, communication, and data-driven problem-solving skills.
- Competitive salary and performance-based incentives.
- Opportunities for professional growth in a fast-paced, innovative fintech environment.
- Comprehensive health insurance and wellness benefits.
- Collaborative and dynamic workplace culture with hybrid work flexibility.