About the Role
Nomba is transforming how African businesses handle payments, operations, and financial services. We are currently looking for a strategic and driven Product Manager, Credit, to take charge of our lending roadmap. In this role, you will manage credit offerings provided through our lending partners, overseeing day-to-day operations, delivery, and risk management to empower independent businesses across Nigeria.
Key Responsibilities- Own the comprehensive strategy and product roadmap for overdrafts, business loans, and working-capital credit solutions.
- Collaborate closely with Risk, Finance, and external lending partners to define eligibility criteria, credit limits, pricing models, and risk appetite.
- Design, build, and continuously optimize application, approval, disbursement, repayment, and collections flows.
- Monitor and drive origination volume, manage default and loss rates, and maximize net credit revenue after losses.
- Write clear product specifications and partner with engineering, design, and QA teams to ship features in regular, agile sprints.
- Engage regularly with merchants and leverage deep data insights to prioritize feature development and improve user experience.
- 2 to 6 years of professional product management experience, specifically within lending, credit, or closely related fintech products.
- Solid working knowledge of underwriting processes, automated repayments, collection workflows, and loss rate management.
- Proven track record of shipping regulated financial products in close collaboration with Risk, Compliance, and Finance teams.
- Strong analytical skills with a high comfort level utilizing data and SQL for decision-making.
- Exceptional written communication skills and the ability to build strong cross-functional relationships.
- Direct experience lending to small and medium enterprises in Nigeria or broader African markets is a strong plus.
- Competitive salary and performance-based incentives within the Nigerian fintech landscape.
- Opportunity to shape the future of commerce and financial inclusion for millions of African businesses.
- Collaborative, fast-paced, and innovative work environment with opportunities for rapid professional growth.
- Comprehensive health insurance and wellness benefits.