About the Role
PalmPay is rapidly scaling its ecosystem to provide millions of customers with best-in-class digital and financial services. We are currently seeking a dynamic and results-driven Loan Sales Officer to join our field sales team in Ekiti and Ogun states. In this role, you will play a crucial part in expanding our market presence, engaging with prospective clients, and facilitating seamless access to credit solutions for individuals and growing businesses.
Key Responsibilities- Identify and acquire new loan customers through targeted field marketing, direct outreach, and client referrals.
- Promote and sell PalmPay's competitive loan products to eligible individuals and small business owners.
- Conduct foundational credit assessments and ensure accurate, thorough documentation of all loan applications.
- Follow up proactively on loan disbursements, monitor repayment schedules, and minimize portfolio risk.
- Maintain comprehensive and accurate records of daily client interactions, field activities, and transactions.
- Ensure full compliance with internal credit policies, regulatory frameworks, and operational procedures.
- Consistently meet and exceed assigned monthly and quarterly sales targets.
- Build and nurture strong, lasting relationships with clients to encourage repeat business and brand loyalty.
- Minimum of an OND, HND, or B.Sc in any relevant academic discipline.
- Proven professional experience in direct sales, field marketing, preferably within the banking, fintech, or microfinance sector.
- Strong interpersonal, communication, and negotiation skills.
- Highly target-driven with an exceptional passion for sales and business growth.
- Demonstrated ability to work independently in the field as well as collaboratively within a team.
- Deep understanding of the local market, consumer behavior, and business environment in Ekiti or Ogun state.
- Competitive base salary with attractive commission structures and performance-based bonuses.
- Opportunities for rapid career advancement within a leading African fintech ecosystem.
- Comprehensive professional training on credit analysis, sales strategies, and financial services.
- A collaborative, dynamic, and fast-paced work environment that rewards hard work and innovation.