About the Role
PalmPay is rapidly scaling its digital and financial services ecosystem across Nigeria, offering millions of customers innovative banking experiences. We are currently seeking driven and results-oriented Loan Sales Officers to join our growing field team across Abia, Imo, Rivers, Enugu, Delta, Anambra, Akwa Ibom, Cross River, and Edo states. In this role, you will be instrumental in expanding our credit footprint by engaging prospective clients, driving loan acquisition, and delivering exceptional financial solutions to individuals and businesses.
Key Responsibilities- Identify, target, and acquire new loan customers through active field marketing, direct outreach, and strategic referrals.
- Promote and sell PalmPay's competitive loan products to eligible individuals and growing businesses within your assigned territory.
- Conduct preliminary credit assessments, evaluate customer eligibility, and ensure accurate and timely documentation of loan applications.
- Monitor and follow up on loan disbursements and repayments to ensure healthy portfolio performance.
- Maintain comprehensive and accurate records of all client interactions, pipeline activities, and loan transactions.
- Ensure strict compliance with internal credit policies, regulatory guidelines, and risk management procedures.
- Consistently meet and exceed assigned monthly and quarterly sales targets.
- Build and nurture strong, lasting relationships with clients to encourage repeat business and brand loyalty.
- Minimum of an OND, HND, or B.Sc degree in any relevant academic discipline.
- Proven field sales experience, preferably within the banking, fintech, or microfinance sector.
- Strong interpersonal, communication, and negotiation skills with a persuasive approach.
- Deep understanding of the local market, business environment, and customer demographics in the assigned region.
- Highly target-driven mindset with a demonstrated passion for sales and financial services.
- Ability to operate effectively and independently while collaborating within a broader regional team.
- Competitive base salary coupled with an attractive, performance-based commission structure.
- Opportunities for rapid career advancement and professional growth within a leading fintech company.
- Comprehensive training and continuous professional development programs.
- Health insurance and other staff welfare benefits.
- Dynamic, innovative, and collaborative work environment that rewards excellence.