About the Role
Are you a driven sales professional looking to build a rewarding career with one of Africa's fastest-growing fintech companies? PalmPay is seeking a dynamic and target-oriented Loan Sales Officer to join our expanding team in Nigeria. In this role, you will play a vital part in building our financial ecosystem by providing millions of customers with accessible digital financial services. We offer an innovative work environment where your sales expertise will directly impact our rapid growth and your own professional development.
Key Responsibilities- Identify and acquire new loan customers through targeted field marketing, direct outreach, and client referrals.
- Promote and sell PalmPay's competitive loan products to eligible individual consumers and small businesses.
- Conduct initial credit assessments and ensure the proper documentation and completeness of all loan applications.
- Follow up proactively on loan disbursements and monitor timely repayments to maintain a healthy portfolio.
- Maintain accurate and up-to-date records of all client interactions, field visits, and financial transactions.
- Ensure strict compliance with internal credit policies, regulatory guidelines, and risk management procedures.
- Consistently meet and exceed assigned monthly and quarterly sales targets.
- Build and nurture strong, lasting relationships with clients to foster trust and encourage repeat business.
- Minimum of an OND, HND, or B.Sc degree in any relevant academic discipline.
- Proven professional experience in sales, business development, preferably within the banking, fintech, or microfinance sector.
- Strong interpersonal, communication, and negotiation skills with a natural flair for persuasion.
- Highly target-driven mindset with an unwavering passion for sales and achieving results.
- Demonstrated ability to work effectively both independently in the field and collaboratively as part of a team.
- Sound knowledge of the local Nigerian market, consumer behavior, and the regional business environment.
- Competitive salary package with attractive performance-based bonuses and sales commissions.
- Comprehensive health insurance coverage and wellness benefits.
- Dynamic, fast-paced, and collaborative work culture with opportunities for rapid career advancement.
- Continuous professional training and development programs provided by industry leaders.