Loan Officers

About the Role

Letshego MFB, a leading national microfinance bank backed by a strong pan-African footprint, is seeking dynamic and results-driven professionals to join our growing team as Loan Officers. In this role, you will play a pivotal part in driving financial inclusion by providing accessible credit solutions to individuals, micro and small enterprises, and employees across the public and private sectors. If you are passionate about sales, client acquisition, and financial services, this is an excellent opportunity to build a rewarding career with a reputable financial institution in Nigeria.

• Drive the mobilization of retail and SME loan assets in compliance with the bank policies and regulatory guidelines.
• Identify, prospect, and pitch prospective clients within designated sectors such as education, health, agriculture, and general commerce.
• Conduct thorough credit appraisals, risk assessments, and financial analysis of loan applicants to determine creditworthiness.
• Manage end-to-end loan application processing, from documentation to disbursement and monitoring.
• Maintain a healthy loan portfolio by ensuring timely repayments and proactively managing non-performing loans (NPLs).
• Build and sustain strong, long-term relationships with customers to encourage repeat business and referrals.
• Achieve and surpass monthly and quarterly targets for loan disbursements and portfolio growth.

• Minimum of HND or B.Sc. in relevant disciplines from a recognized tertiary institution.
• Must be below 35 years of age.
• Strong interpersonal, negotiation, and communication skills.
• Ability to work independently, meet tight deadlines, and thrive in a target-driven environment.
• Basic proficiency in Microsoft Office applications and digital banking tools.
• Prior experience in microfinance lending or direct sales is an added advantage.

• Competitive salary with attractive performance-based commission structures.
• Comprehensive health insurance and wellness benefits.
• Opportunities for continuous professional development and career advancement.
• Dynamic and collaborative work environment within a multinational brand.

Skills