About the Role
Pivotage Consulting is seeking motivated and results-driven Loan Officers for both entry-level and experienced roles to join our dynamic team in Nigeria. In this role, you will play a crucial part in assessing loan applications, evaluating borrower creditworthiness, and managing the end-to-end lending process from application to successful disbursement and repayment.
Key Responsibilities- Source and engage prospective borrowers, offering expert guidance on suitable loan products.
- Receive, review, and verify loan applications, supporting documents, and customer financial information.
- Assess applicants' creditworthiness, income, repayment capacity, and overall financial risk.
- Conduct thorough credit checks, background verifications, and necessary due diligence.
- Prepare comprehensive credit assessments and formulate clear recommendations for approval or decline.
- Ensure timely and accurate processing and disbursement of loans in line with company policies.
- Monitor active loan repayments, proactively identify delinquent accounts, and facilitate effective debt collection when required.
- Minimum of OND, HND, or Bachelor's degree in Finance, Accounting, Business Administration, Economics, or a related field.
- Previous experience in lending, credit analysis, sales, or loan recovery is an advantage, though ambitious entry-level candidates are strongly encouraged to apply.
- Sound understanding of credit assessment methodologies, loan processes, and risk management principles.
- Exceptional communication, analytical, negotiation, and customer service skills.
- Proficiency in Microsoft Office suite with strong organizational and record-keeping abilities.
- Uncompromising integrity, high attention to detail, and proven ability to thrive in a target-driven environment.
- Competitive salary with attractive performance-based incentives and bonuses.
- Comprehensive professional development and continuous learning opportunities.
- Dynamic, collaborative, and growth-oriented work environment.