About the Role
HBA MicroSupport is a leading credit company dedicated to empowering individuals and Micro, Small and Medium Enterprises (MSMEs) by providing accessible consumer loans that bridge income gaps. We are currently seeking a motivated and results-driven Loan Officer to join our vibrant team in Nigeria. In this role, you will play a pivotal part in expanding our client base, assessing creditworthiness, and ensuring sustainable loan portfolios through diligent management and customer support.
Key Responsibilities- Develop and execute effective strategies to generate quality loan leads and expand our market reach.
- Build and maintain productive, long-term business relationships with prospective and existing customers.
- Analyze financial statements and credit profiles of prospects to make sound, risk-compliant lending decisions.
- Participate actively in team sales meetings and contribute innovative ideas for business growth.
- Provide prompt, professional, and efficient resolutions to customer inquiries and concerns.
- Monitor and follow up with clients regarding proper fund utilization for disbursed loans.
- Maintain accurate records and submit comprehensive reports on all sales and after-sales activities.
- Manage end-to-end loan repayment follow-ups to ensure adherence to agreed repayment schedules and minimize default rates.
- Bachelor's degree in Finance, Economics, Accounting, Business Administration, or a related field.
- Proven work experience as a Loan Officer, Credit Analyst, or in a similar sales role within the microfinance or financial services sector.
- Strong understanding of lending principles, credit analysis, and financial statement evaluation.
- Exceptional interpersonal, negotiation, and communication skills.
- High level of integrity, attention to detail, and ability to meet performance targets.
- Proficiency in using MS Office applications and modern financial record-keeping software.
- Competitive base salary with attractive performance-based commission structures.
- Opportunities for professional growth and career advancement within the microfinance sector.
- Comprehensive health insurance and other employee wellness benefits.
- A collaborative, dynamic, and supportive work environment.