About the Role
Mkobo Microfinance Bank Limited is a fully licensed, CBN-regulated digital-first financial institution dedicated to expanding financial inclusion across Nigeria by providing accessible short-term credit. We are currently seeking a detail-oriented and diligent Internal Audit and Control Assistant to join our dynamic compliance and risk team. In this role, you will play a crucial part in maintaining the highest standards of operational excellence, financial accuracy, and regulatory adherence within a fast-growing microfinance environment.
Key Responsibilities- Perform daily call-overs and verify the accuracy of financial transactions across various operational units and processes.
- Cross-check transaction logs against physical and electronic supporting documents to ensure complete matching details.
- Document and maintain well-indexed audit and control worksheets for easy retrieval and future regulatory or external reviews.
- Test the effectiveness of internal controls covering financial reporting, loan processing, cash handling, and field operations.
- Escalate any identified irregularities, operational inefficiencies, or potential fraud risks promptly to the supervisor.
- Conduct basic verification checks for regulatory compliance, including Know Your Customer (KYC) and Anti-Money Laundering (AML) standards.
- Validate daily, weekly, and monthly transactions through spot-checking of loan disbursements, savings withdrawals, and cash deposits.
- Bachelor's Degree or Higher National Diploma (HND) in Accounting, Finance, or a closely related discipline from a reputable institution.
- 1 to 2 years of relevant professional experience in internal auditing, financial verification, or accounting, preferably within banking or microfinance.
- Basic understanding of auditing standards, financial regulations, and industry best practices.
- Active progression towards professional qualifications such as ICAN, ACCA, CIA, CIBN, or MCP will be an added advantage.
- Exceptional attention to detail, strong analytical capabilities, and a commitment to professional accountability.
- Competitive salary and performance-based incentives.
- Comprehensive health insurance coverage.
- Opportunities for professional career development and continuous learning.
- A collaborative and innovative work culture within the Nigerian fintech and banking sector.