About the Role
Mkobo Microfinance Bank Limited is a fully licensed MFB by the Central Bank of Nigeria (CBN), dedicated to expanding financial inclusion by providing accessible short-term unsecured loans to underserved populations. We are currently seeking a dynamic and analytical Finance Officer to oversee key financial operations, maintain regulatory compliance, and support our continued growth in the Nigerian fintech and microfinance sector.
Key Responsibilities- Prepare and submit monthly CBN returns, including Prudential Guidelines, CRR, and Liquidity Reports.
- Assist in the preparation of Management Accounts, Balance Sheets, and Profit & Loss Statements.
- Ensure compliance with IFRS 9 standards, covering ECL calculations and effective interest rates on investments.
- Contribute to internal and external financial audits and implement necessary corrective actions.
- Ensure full compliance with relevant business tax laws, including FIRS and LIRS regulations.
- Support the Chief Financial Officer during the annual budgeting process and periodic forecasting.
- Maintain accurate records of daily financial transactions such as receipts, payments, and bank deposits.
- Conduct periodic financial analysis focusing on trends, cost optimization, and revenue leakages.
- Prepare Asset and Liability Management (ALM) reports to monitor and manage potential mismatches.
- Support liquidity management by actively tracking cash flow projections.
- Minimum of a Bachelor's degree (BSc) in Accounting, Finance, Economics, or a related field.
- At least 2 years of proven experience in a similar finance or accounting role, preferably within banking or microfinance.
- Strong understanding of CBN regulations, IFRS 9, and Nigerian tax laws.
- Excellent analytical skills with high proficiency in financial modeling and reporting.
- Competitive salary package commensurate with experience.
- Opportunities for professional growth and career advancement within a licensed financial institution.
- A collaborative, innovative, and supportive work environment.