About the Role
Moniepoint is a leading financial technology company digitising Africa’s real economy by building a comprehensive financial ecosystem for businesses. We provide essential payment, banking, credit, and business management tools designed to help enterprises succeed. We are currently looking for a results-driven Field Credit Officer to join our dynamic team in Imo, playing a pivotal role in expanding our credit offerings and supporting local business growth.
Key Responsibilities- Identify, recruit, and onboard viable businesses within the Imo region to open and actively use Moniepoint business accounts.
- Engage customers consistently to ensure optimal account usage, enabling them to qualify for accessible business credit products.
- Review, evaluate, and make sound decisions on loan requests by thoroughly analyzing available financial data and assessing the 5Cs of credit.
- Conduct physical site visits to prospective borrowers' business locations to assess books, evaluate inventory, and analyze business turnover.
- Monitor active loan portfolios closely to maintain a healthy, profitable portfolio while minimizing default rates through rigorous follow-ups.
- Meet and exceed gross loan portfolio and profitability targets set by the organization.
- Minimum of an Ordinary National Diploma (OND) in any business-related discipline.
- At least 2 years of proven experience in a sales role focusing on credit products within a reputable financial institution.
- Demonstrable knowledge of credit risk analysis, financial assessment, and the 5Cs of credit.
- Exceptional attention to detail with strong analytical, problem-solving, and decision-making abilities.
- Excellent communication, presentation, and interpersonal skills with high agility and perseverance.
- Competitive salary with performance-based incentives and portfolio commission structures.
- Opportunity to build a rewarding career with one of Africa's fastest-growing fintech innovators.
- Comprehensive training and professional development programs to sharpen your financial and sales expertise.
- Collaborative, energetic, and supportive work environment that values innovation and impact.