About the Role
Entourage Integrated Trust Limited, a dynamic investment company specializing in lending, leasing, venture capital, and microfinance, is seeking a motivated and analytical Credit Officer to join our team in Port Harcourt, Rivers State. In this role, you will play a crucial part in facilitating timely loans for our clients while carefully assessing creditworthiness and managing risk. We are looking for dedicated professionals to operate across key business zones including Eleme Nchia, Onne, Alode, Ebubu, Ogale, Creek Road, New Road Boriki, Diobu, Mile 1, Lagos Road, and Uromi Ultra-Modern Market.
Key Responsibilities- Review and process incoming loan applications accurately and efficiently.
- Assess clients' financial status, evaluate creditworthiness, and calculate risk ratios.
- Contact clients to gather required financial data, documents, and verification details.
- Analyze financial risks to approve or reject loan requests within established guidelines.
- Establish structured payment plans and maintain updated records of all loan applications.
- Execute daily and weekly repayment collections to ensure portfolio health.
- Monitor the progress of existing loans and follow up with clients regarding loan renewals.
- Proven work experience as a credit officer, loan officer, or in a similar financial role.
- Strong familiarity with lending procedures, financial products, and risk assessment.
- Proficiency in creating and managing financial spreadsheets and data.
- Exceptional analytical skills paired with strong attention to detail.
- Excellent communication, interpersonal, and customer service skills.
- Minimum qualification of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field.
- Starting salary of NGN 123,500 with regular performance-based salary reviews.
- Transportation allowance and monthly performance incentives.
- Comprehensive pension scheme and HMO health coverage.
- Bi-annual profit sharing and yearly career appraisals.
- Flexible working hours from 11:00 AM to 6:00 PM.
Skills
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