About the Role
Join Entourage Integrated Trust Limited as a Credit Officer and play a vital role in facilitating lending solutions for our clients across Owerri. We are a dynamic investment company specializing in lending, leasing, venture capital, and microfinance services. In this position, you will assess creditworthiness, process loan applications, and ensure all requirements are met to help clients acquire loans efficiently.
Key Responsibilities- Review and evaluate loan requests from clients
- Assess clients' financial status and creditworthiness
- Analyze financial data and calculate risk ratios
- Contact clients to gather necessary financial documentation
- Approve or reject loan applications based on risk assessment
- Establish and manage payment plans for approved loans
- Maintain accurate and updated records of all loan applications
- Follow up with clients regarding loan renewals and status
- Monitor progress of existing loans and ensure compliance
- Conduct daily and weekly loan repayment collections
- Proven experience as a Credit Officer, Loan Officer, or similar role
- Hands-on knowledge of lending procedures and products
- Proficiency in financial spreadsheet analysis and processing
- Strong analytical and problem-solving skills
- Excellent communication and interpersonal abilities
- Demonstrated customer service experience
- NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field
- Attractive starting salary of ₦112,000
- Monthly performance incentives
- Comprehensive pension scheme
- Bi-annual profit sharing
- Health Maintenance Organization (HMO) coverage
- Flexible working hours (11:00 AM – 6:00 PM)
- Annual performance appraisal and salary review