About the Role
Join Entourage Integrated Trust Limited as a Credit Officer and play a vital role in our lending operations. You will be responsible for evaluating loan applications, assessing clients' financial status, and ensuring timely loan processing while maintaining strict compliance with lending procedures. This position offers the opportunity to make a direct impact on client success while contributing to our company's growth in the financial services sector.
Key Responsibilities- Review and process loan applications from clients
- Assess clients' financial status and creditworthiness
- Evaluate credit risks and determine loan approval or rejection
- Contact clients to gather necessary financial documentation and data
- Analyse financial information and calculate relevant risk ratios
- Establish and manage payment plans for approved loans
- Maintain accurate and updated records of all loan applications
- Monitor progress of existing loans and client repayment performance
- Follow up with clients regarding loan renewals and obligations
- Conduct daily and weekly repayment collections
- Proven work experience as a Credit Officer, Loan Officer, or similar role
- Hands-on experience with lending procedures and financial products
- Proficiency in creating and processing financial spreadsheets
- Strong analytical and mathematical skills
- Excellent communication and interpersonal abilities
- Demonstrated customer service experience
- NCE, OND, HND, or BSc in Banking and Finance, Economics, or related field
- Competitive starting salary of ₦112,000 monthly
- Monthly performance incentives
- Pension scheme
- Bi-annual profit sharing
- Comprehensive HMO coverage
- Flexible working hours (11:00 AM – 6:00 PM)
- Yearly performance appraisal
- Performance-based salary reviews