Credit Officer, Abuja - FCT

About the Role

Entourage Integrated Trust Limited is a premier investment company specializing in lending, leasing, venture capital, and microfinance solutions. We are currently seeking a dynamic and results-driven Credit Officer to join our team in Abuja. In this role, you will facilitate seamless lending experiences for our clients by rigorously assessing creditworthiness, evaluating financial documents, and ensuring timely loan processing across various Abuja locations including Wuse, Jabi, Gwarinpa, Bwari, and Karu.

• Review and process incoming loan requests efficiently
• Assess clients financial status and evaluate creditworthiness and risks
• Contact clients to gather required financial data and supporting documentation
• Analyze financial risks to approve or reject loan applications
• Set up structured payment plans and maintain updated loan records
• Follow up with clients regarding loan renewals and monitor the progress of existing loans
• Drive daily and weekly repayment collections to maintain a healthy portfolio

• Proven work experience as a credit officer, loan officer, or in a similar financial role
• Solid hands-on experience with lending procedures and financial products
• Proficiency in creating and processing financial spreadsheets
• Strong analytical, mathematical, and risk assessment skills
• Excellent communication, negotiation, and interpersonal abilities
• Demonstrated customer service experience
• Minimum of NCE, OND, HND, or BSc in Banking and Finance, Economics, or a related field

• Starting salary of NGN 123,500 with transportation allowance
• Lucrative monthly performance incentives
• Pension scheme and comprehensive HMO coverage
• Bi-annual profit sharing and yearly performance appraisals
• Flexible working hours from 11 am to 6 pm
• Regular salary reviews based on performance

Skills