About the Role
Bosak Microfinance Bank Limited was incorporated in December 2009 with the core business objective of providing accessible financial services to micro-clients who are traditionally excluded from the mainstream financial system. We are currently expanding our operations and looking for a dynamic, field-driven Credit Officer to join our professional team in Lagos and Ogun State.
Key Responsibilities- Conduct field marketing and acquire prospective customers within the assigned territory.
- Market and promote the Bank’s diverse loan and financial products.
- Onboard new customers and build strong, lasting customer relationships.
- Conduct pre-loan training and customer orientation sessions.
- Assist customers with account opening and loan application documentation.
- Ensure accurate completion and prompt submission of all loan paperwork.
- Monitor customer loan accounts and ensure timely weekly repayments.
- Follow up proactively on overdue and defaulting customers.
- Support loan recovery activities on delinquent accounts.
- Deliver customers’ passbooks and ID cards as required.
- Provide appropriate financial advisory support to empower customers.
- Maintain accurate customer and loan records.
- Achieve assigned loan disbursement and portfolio targets.
- Ensure strict compliance with the Bank’s policies, procedures, and operational requirements.
- Minimum of an OND, HND, or Bachelor’s degree in any relevant discipline.
- Good communication and interpersonal skills.
- Strong customer service and relationship management abilities.
- Ability to work independently and aggressively engage customers in the field.
- Target-driven and results-oriented mindset.
- Willingness and stamina to thrive in a field-based environment.
- Proximity to preferred areas: Yaba, Shomolu, Bariga, Okokomaiko, Igbolerin, Oko-Afo, Alagbole, Lambe, Ojota, or Ketu.
- Competitive salary package with attractive performance-based incentives.
- Deployment to a branch within reasonable proximity to your residential area.
- Opportunities for professional growth and career advancement within the microfinance sector.
- Comprehensive training and continuous support from an experienced management team.