About the Role
Raenest is looking for a dedicated Compliance Specialist (AML) to spearhead the day-to-day detection and investigation of suspicious activities across our personal and business financial products. In this impactful role, you will safeguard our platform in every jurisdiction where we operate or partner with regulated entities, ensuring robust adherence to global financial crime standards.
Key Responsibilities- Review and resolve complex transaction monitoring alerts spanning accounts, cards, FX, stablecoins, and investments.
- Manage investigation queues and execute real-time payment holds, interdictions, and releases to mitigate financial crime risks.
- Investigate money laundering, mule networks, authorized push payment fraud, and cryptocurrency-related vulnerabilities.
- Prepare and recommend suspicious activity reports for submission to financial intelligence units and partner banks.
- Respond promptly to law enforcement requests, regulatory inquiries, and partner bank audits.
- Analyze monitoring performance, identify false-positive trends, and recommend improvements to detection rules and thresholds.
- Conduct quality assurance on investigations, mentor junior analysts, and maintain comprehensive compliance playbooks.
- At least 5 years of professional experience in transaction monitoring or financial crime investigations, with 3+ years in a fintech, banking, or payments firm.
- Proven track record of drafting and filing suspicious activity reports with relevant authorities or partner banks.
- Working knowledge of AML/CFT regulations such as CBN/NFIU, FINTRAC, BSA/OFAC, or UK MLR 2017.
- Hands-on experience with case management platforms and SQL for querying transaction data independently.
- Professional certifications such as ACAMS (CAMS), ICA Diploma, or CFE are highly preferred.
- Familiarity with blockchain analytics tools like Chainalysis and cross-border payment typologies.
- Remote-friendly work environment offering flexibility
- Comprehensive health insurance coverage
- Dedicated professional development and training budget
- Regular team building events and growth opportunities
- Generous paid time off